The Expat Edge

MM2H Insurance and Healthcare Requirements: What You Need in 2026

MM2H Insurance and Healthcare Requirements: What You Need in 2026

Published on: 19/04/2026

MM2H requires RM 80,000 minimum health insurance and a medical checkup. Here is what the programme mandates, what coverage actually costs, and why the minimum is not enough.

Read more
Trump Threatens 100% Pharma Tariffs: What Expat Healthcare Costs in Asia Could Look Like

Trump Threatens 100% Pharma Tariffs: What Expat Healthcare Costs in Asia Could Look Like

Published on: 07/04/2026

Trump threatened 100% tariffs on pharma companies. For expats in Asia relying on private healthcare and IPMI, drug prices and insurance premiums could rise sharply.

Read more
International Health Insurance for Expats: What Nobody Tells You

International Health Insurance for Expats: What Nobody Tells You

Published on: 27/02/2026

Choosing international health insurance as an expat? Avoid costly mistakes on pre-existing conditions, direct billing gaps, and fake "global" networks.

Read more
Wealth management for globally mobile professionals.
Labuan FSA — BS201292 MAS — FA-100044-3 MCSI — Ciprian Bratu

Bratucapital.com is a marketing website operated by Ciprian Bratu, an appointed representative of NEBA Financial Solutions. Content published on this site is for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Nothing on this site should be construed as a personal recommendation or solicitation to buy, sell, or hold any financial product or security. NEBA Financial Solutions is regulated in Malaysia by the Labuan Financial Services Authority (LFSA), Licence No. BS201292, and in Singapore by the Monetary Authority of Singapore (MAS), Financial Adviser's Licence No. FA-100044-3. Services are provided subject to the regulatory framework of the applicable jurisdiction. Bratu Capital's remuneration structure varies depending on the nature of the services provided and the client's circumstances. Full details of applicable fees, charges, and any remuneration arrangements are disclosed to clients prior to engagement. Past performance is not a guarantee of future results. The value of investments can fall as well as rise. You may get back less than you invest. Cross-border tax and pension rules are complex and subject to change. You should seek independent professional advice tailored to your personal circumstances before making any financial decision. Content contributed by third parties does not necessarily reflect the views of Bratu Capital or NEBA Financial Solutions.

Copyright 2026. Bratu Capital. All Rights Reserved.
Labuan FSA BS201292 MAS FA-100044-3