Client Experiences
Real stories from expatriates and professionals we've helped secure their financial future across borders.
"I have been working with Ciprian for over five years now, and I am very happy with the way he is managing my account, with close follow-up and a very high level of detail."
"Ciprian has been my financial advisor for 3 years now and our relationship has been a welcomed help for someone that is risk averse and has minimal understanding of the financial market. His explanation of trends is helpful especially how he explains things in layman terms."
"Ciprian had been managing my portfolio for years, and his professionalism and care have always stood out. Even though my investments are relatively modest, he's consistently made me feel valued... never rushed, never overlooked. He takes the time to explain every option thoroughly, ensuring I feel informed and confident in every decision. His approach is thoughtful and personal, and that's what sets him apart."
"After many dealing with many financial advisors, who were really just sales people, I was very pleased to find Ciprian. He has a very strong understanding of global finance and does not just use a one size fits all approach. He has grown my portfolio significantly and is always available to assist with my queries and concerns. I highly recommend him!"
"My wife and I are absolutely delighted to be working alongside Ciprian. He has arrived just at the right time, following some 'challenging' experiences with several disappointing and unreliable financial advisors. Ciprian is the real deal, supportive, experienced, knowledgeable, empathetic, reliable and has a real grasp of our financial needs. He is always accessible, easy to contact and it is ultimately very reassuring for us to know that he is only ever a zoom call, WhatsApp message or email away. Highly recommended."
"Over the past several years, Ciprian Bratu has provided insights and informed recommendations with the aim to set us up for a secure and worry-free retirement. Despite many uncertainties in the financial markets, he remained very focused with a clear vision on the ultimate goals."
"I had an excellent experience working with Ciprian Bratu regarding my National Insurance future contributions as an expatriate living outside the UK. He has been consistently kind, patient, and exceptionally knowledgeable throughout the entire process. Navigating NI contributions from abroad can be confusing, but Ciprian always had the best ideas and clear explanations to make everything simple and efficient."
"Informed, focused and prepared. At the same time friendly and personable."
"Bratu capital was referred by a friend. As soon as I started to interact with them I could see how professionally they behave and explain about investment opportunities. Every questions is answered with speed and comprehension. I am still new with them but so far the trust was already achieved with the information I received."
"We had a very insightful discovery session where I was given a better perspective of how I should prioritize investments and shared some concrete ways of how I can start investing for long term."
"Very spot on and knowledgeable. Ciprian gives you confidence, his advice makes sense in real life."
"Ciprian is a great financial advisor. I am dealing with him since many years already and he never disappointed. He is very knowledgeable, trustworthy, honest and most important a very nice and friendly person. Highly recommended!!"
"Ciprian's dedication to his clients shines through in his ability to make finance accessible. He is approachable, and gives clear explanations. His advice has proved to be solid. Also important, when I needed some administrative support, he was fast and precise, often where the experience can fall down!"
"Ciprian has been an excellent financial advisor over the 4 years I have known. He has always provided only sound, relevant and, importantly, financial instruments that have grown my portfolio. But he is also more than just a financial advisor. He has been willing to chat and create an enjoyable rapport and has taken the time to get to know me personally. I consider him more like a friend who provides timely and useful advice. And I would recommend him without reservation or hesitation."
"Ciprian has provided sound assistance and support on my financial investment with deVere for several years and has always been fully adverse of the market conditions and circumstances. He is knowledgeable and very easy to work with at all times. He provides clarity and guidance each time we catch up. He is able to offer a range of products and advise which has been tailored to my circumstances."
"Ciprian has been my financial advisor at Devere for more than four years, during which time I have been satisfied with his investment advice and results. Straightforward and personable I feel comfortable he not only understands my financial position but also the kinds products I may be interested in. He is extremely patient, answering all questions in detail, even preparing simplified product factsheets."
"I've had mixed experiences over the years, two very good financial managers who I feel comfortable talking to and asking questions, Andrew in Belguim and currently Ciprian now that I am in the UK. The 4 stars reflect my dissatisfaction with the support and guidance I received in Japan."
"Ciprian brings a rare blend of discipline, structure, and integrity to wealth management. I strongly recommend him to anyone looking for a trusted, ethical professional to guide their financial journey. As a committed family man, he understands the priorities that truly count."
"Ciprian is a highly committed financial advisor, who takes a genuine interest in his clients and gives useful guidance based on wide ranging experience. He has advised me on investment and pension matters, and his advice has been very helpful to date."
"Ciprian is by far the most pro-active & reliable advisor that I have had the privilege of working with. Over the past two years he has always responded to my enquiries in a timely and professional manner, and I have come to rely on his advice in respect new product opportunities. Ciprian is a personable, hard working, & knowledgeable advisor who I highly recommend."
"Ciprian has been very professional and helpful in understanding my financial needs, he is always available and ready to answer my many questions and doubts. His knowledge and advise helped me to start my financial planning journey and he took time to understand my situation and my needs tailoring the best solution for me. Ciprian is very easy to comunicate with and I have no doubts that he has my best interests at heart."
"After working with Ciprian for most of this year I think this guy is something more than I've seen in financial advisors before. Firstly, he hasn't been trying to push any new policy or fund plan, he started by ironing out the issues with an existing policy that isn't his responsibility but he saw how badly I needed a shove to get it sorted. I'm not someone to make this type of recommendation normally but I'm now at an age and in a place where someone like Ciprian can make a huge difference for me and my family."
"I have been with DeVere for more than 3 years now and Ciprian has always been my Account Manager. He took the time to build the relationship and the trust that is fundamental for me in this type of business. He is also always available for a short call when I have a question, even with the time difference that we have now. So I'm very happy with Ciprian's services and his skills and knowledge in managing my Wealth Portfolio."
"I've known Ciprian in the capacity of financial advisor since April 2020 when he thankfully stepped in to replace another. Before all else, he made sure to build up a rapport and establish how he could support and rescue a fund that was losing value thanks to the effects of the pandemic. I found him to be a great listener and well-versed in his field. He has been consistently supportive and available for reviews. I highly recommend Ciprian and hope you'll be lucky enough to have him as your financial advisor."
"Ciprian has been my investment advisor for several months now. I find his work extremely professional and precise, taking into account my risk profile and my investment needs. He provides regular updates on my existing investments and makes me aware of suitable new opportunities. I wholeheartedly recommend Ciprian as an extremely competent and trustworthy investment advisor who is very easy to work with."
"Ciprian is a great support in advising and organizing our well balanced investments portfolio. Available day and night."
"I have worked with several financial investors over the years and I must admit that Ciprian clearly stands out. He is not only very knowledgeable, but also very proactive and cooperative. He listens to your needs, possibilities and constraints and then offers you tailor-made solutions, which work not only on paper, but also in reality. I can sincerely recommend you to contact him and let him work for you and for your money. You will not regret it."
"I have trusted Ciprian for his precious advises, and it has not proven wrong at all! Ciprian managed to grow my investments a step further, in all transparency and very successfully. Thank you Ciprian!"
"Ciprian is now taking care of my retirement plan for over 4 years. During all this time, I found him very honest, realistic and he never pushed me to do something I did not feel comfortable with. He always advised me well, and his advice always been fruitful."
"Ciprian is one of those rare financial advisors who genuinely cares about the long term well being of his clients. His focus is always long term and his offers proper advice that is not focused on just selling the next product. Thank you Ciprian for all the support and advice you have given to me in both good and hard times to grow my financial portfolio."
"Ciprian has a positive attitude, is knowledgeable and a great listener. His communication is clear and I've enjoyed every interaction with him. He is great at following up and making sure all my questions have been answered."
"I have worked with Ciprian for years and he consistently exceeded my expectations. His deep understanding of the financial markets and his talent for clear communication makes him a standout advisor."
"I've been working with Ciprian as a client and very happy with service I have been receiving from him. Ciprian is very pro-active in providing high level info of upcoming investment opportunities and for existing investments regardless of whether these are positive or negative. In the call that follows the above update, I am then able to make an informed choice. Ciprian is also able to come up with 'out of the box' ideas which gives me added options to think about. I would certainly recommend having a chat with Ciprian to discuss financial goals."
"Competent and trustworthy."
"Ciprian has been an invaluable asset to my financial planning for several years. His market knowledge, punctuality, and exceptional ability to simplify complex financial concepts have greatly contributed to my financial planning success. With Ciprian's guidance, I've navigated the financial landscape with ease and clarity. He's a true professional in every sense."
"Ciprian has been supporting my investment strategy for the last three years in a very professional way. He understood my need, he introduced me to new products, and he gave me excellent suggestions. Never pushy, very discrete, it is a pleasure to collaborate with him."
"I highly recommend Ciprian Bratu as a financial advisor. His expertise and professionalism have been instrumental in guiding me through important financial decisions. Ciprian is always readily available to offer guidance and support, and his deep knowledge of the financial landscape has helped me achieve my goals. I am grateful for his dedicated assistance and wouldn't hesitate to trust him with my financial matters."
"Ciprian has provided us with sound financial advice and planning, and he's been a pleasure to partner with over the years. He's highly engaged, proactive and committed, and I'm grateful for the support he's given to us - highly recommended!"
"Ciprian has helped me make the best financial decisions towards building a stronger and more stable future. He has been very precise in his recommendations and have mostly been successful. He is a very pleasant person to talk to and is very available to help at any time. Highly recommended!"
"Ciprian has been one of my financial advisors for more than 10 years now. Very knowledgeable about most of the financial assets categories, he takes the time to understand my financial moment, what are my moving objectives and devises and suggests strategies that maximize my financial performance in the class of assets and risk level we select to invest in. I can highly recommend his services and praise his strong professionalism over the years!"
"As a client of DEVERE since many years, Ciprian was an excellent advisor and offered me many opportunities to optimize my investments. Excellent relationship and always ready to help and listen, I strongly recommend Ciprian and thank him for his support."
"I work closely with Ciprian across portfolio management. His knowledge about the market dynamics and product offering is incredible. Combined with his leadership and his service excellence, he can solve tough challenges and provide excellent service to his clients in the region."
"I've worked with Ciprian as my financial adviser, he has shown great patience in explaining some complex products, he has a great instinct on international markets and has delivered returns above our expectations. Great guy to work with and build a trusting relationship."
"I have had the privilege of observing Ciprian's work as a wealth management professional. His passion for wealth management is evident in his meticulous attention to detail and the solid investment advice he provides. Ciprian's expertise in the field is evident through his thorough research and in-depth knowledge of market trends. His ability to effectively communicate complex financial concepts sets him apart as an exceptional advisor."
"I would like to personally extend my highest recommendation of Ciprian who handles my account/Portfolio for more then two years now; but I have been a client with Devere Group for over 12 years. Ciprian has high customer service values, he is focused, he has excellent communication skills with a full understanding of wealth management Portfolio. I look forward in working with him for many years to come."
"I have the pleasure of working with Ciprian Bratu as my Finance Manager, and I can confidently say that he is an exceptional professional. Ciprian is instrumental in helping me align my savings plan with my financial goals. His knowledge and expertise in financial planning are unparalleled, and he always goes above and beyond to ensure that I have a clear understanding of my financial situation. Ciprian's communication skills are outstanding, and he is always available to answer any questions or concerns that I had. He truly cares about his clients' financial success. I highly recommend Ciprian to anyone seeking a talented, knowledgeable and caring finance professional."
"I have been advised by Ciprian for several years and I am am happy to give him a personal recommendation. He's good at what he does."
"In my time as Ciprian's client, I have appreciated his good financial advice. He is always on the ball and is in touch early in the process so I don't have to follow up on things. He ensures that we remain on top of my investments and make the right decisions for growth."
"Over the years Ciprian has always help guide me with relevant advice when needed, always respectful of my objectives and never pushing any agenda. He has consistently reach out to me when needed, been flexible and responsive."
"Ciprian has advised me on my investments for quite some time now and I have great confidence in him. He is a good listener and talks to me on eye-level. He knows how to explain the markets and give his advice tailored to my situation. Always following up on our calls promptly."
"Ciprian has a key eye for details when it comes to client management and advisory. He pay attention to understand his clients' needs and respond well with options in an organized and timely manner. I have been in connection for over 2 years now and appreciate his support and knowledge base."
"I have worked with Ciprian for the last couple of months and from the very beginning, he has been a great listener and advisor with sound knowledge of the developments and products in the global financial markets. Ciprian's style of getting to know the customer and the specific needs makes me feel very comfortable since he is pro-active and most dedicated, but not pushy and over-ambitious. That's why I am very happy to recommend him as a reliable, professional and at the same time empathic financial advisor without hesitation."
"After working with Ciprian for several years I can highlight his professionalism, prudent and honest advise, and timely responsiveness. He was resourceful in improving the financial performance of certain assets. I appreciate his human touch demonstrated during the relationship!"
"I have known Ciprian for the last three years, as adviser for investments I have made through DeVere. I have found Ciprian to be very proactive in communications with regular periodic video calls about the status of investments and any potential opportunities. These calls have not only been profitable for me, but also educational, as Ciprian is always updated and has deep knowledge of the markets and investment opportunities. I am extremely satisfied with the services provided by him. I would not hesitate to recommend Ciprian to anyone who wishes to get accurate and profitable financial success."
"Simple, clear explanations. Easy to deal with and very prompt follow ups and responses. Recommended."
"I came to know Ciprian around 4 years ago when I was looking for support for my offshore investment portfolio. Since then I have been very happy with his services, advices also the interaction and discussion with him. He is very proactive in reaching out asking for a catch-up to advise some updates on my portfolio. He made it easy to book a meeting and always professionally provide insights and sharp recommendations."
"Working with Ciprian over the last several years has been an absolute pleasure. His genuine interest in his clients' financial well-being is evident in his clear and concise explanations. He's a true asset and I highly recommend him and his services."
"Ciprian is knowledgeable, very clear in his communication and a great listener. He is easy to deal with and is very prompt with follow ups and making sure all my questions have been answered. Discussions with him have led me to focus on my financial priorities and strategies to achieve them. I highly recommend Ciprian as a financial advisor."
"Ciprian has been guiding us through the markets with advice on where to invest, his advice has netted us some nice returns. Very easy to collaborate and work with and his pleasant nature makes it extremely easy to talk about what is the next strategy to move forth with."
"Cyprian understands the global market trends which equips him with the right information that he uses to advise his clients. He is a reliable person and empathises with his clients. I recommend him for prudent financial advisory services."
"Ciprian is great motivator and trainer. He has profound financial knowledge and understanding. He is alway there to help you grow. He has right attitude towards his work nd his clients. He delivered great success to his clients."
"I have been investing with DeVere for several years and in the last couple of years, Ciprian has been my relationship manager. I am only a small time investor yet he still looks after my interests as if I was investing millions. He gets in touch regularly and offers support and guidance. Through his instructions I have become more knowledgeable about my own investments and feel confident in his suggestions. Thank you Ciprian."
"Great, inspiring manager that treated everyone fairly and had super first hand knowledge that he was happy to share. If we had a query he was able to answer quick and empowered us to do as best we could whilst still managing to do his job efficiently at the same time. Nothing was too much trouble for Chip at any hour of the day. Thanks for being so consistent."
"I sincerely recommend Ciprian, he values every customer and has always a good recommendation. He always finds a way to give you the best advice possible and knows very well his portfolio of products. I has been a pleasure to have his support and advice."
"Ciprian is passionate about wealth management, as such he does his homework properly and provides good solid investment advice, he is a top-notch wealth management professional!"
"I have been working with Ciprian for the past years years and I am very happy with his approach and advice. He is always available to answer my questions and he takes the time to understand my individual needs holistically as I go through the financial phases of life. He has helped me to develop a financial plan that meets my goals and he has provided me with valuable insights into the financial markets. I would highly recommend Ciprian to anyone who is looking for a knowledgeable and experienced financial advisor."
Disclosure: bratucapital.com does not provide financial, investment or tax advice. It is specially designed to provide its users with general information. It does not give individual or specific advice on which products or services are the most appropriate for an individual’s particular circumstances. We may from time to time publish content on this site that has been created by affiliated or unaffiliated contributors. Bratu Capital is a trading name of NEBA Financial Solutions who are authorised by the Labuan Financial Services Authority & Regulated by the Monetary Authority of Singapore.
