Financial planning by nationality
Your home country pension system, tax treaties, and cross-border structuring options are not the same as a British expat's. These guides address the specific financial picture for each European nationality in Southeast Asia.
Guides by European nationality
Each guide covers the home country pension system, relevant tax treaties, cross-border structuring options, and the common financial issues specific to that nationality in Southeast Asia.
French Expats in Southeast Asia
Assurance-vie portability, French pension system and retraite interactions, CSG/CRDS for non-residents, PEA eligibility abroad, and France-Malaysia DTA.
Read guide → 🇩🇪German Expats in Southeast Asia
Deutsche Rentenversicherung contributions abroad, Riester/Rürup portability, Wegzugsteuer exit tax rules, withholding on German dividends, and DTA coverage.
Read guide → 🇳🇱Dutch Expats in Southeast Asia
AOW state pension portability, occupational pension (pensioen) deferred vs drawn, Box 3 wealth tax for non-residents, and DTA coverage across SEA jurisdictions.
Read guide → 🇪🇸Spanish Expats in Southeast Asia
Seguridad Social contributions abroad, Spanish pension system and complementary schemes, Beckham Law eligibility for returnees, and DTA coverage across SEA.
Read guide → 🇷🇴Romanian Expats in Southeast Asia
Romanian pension system (Pillar 1 and 2), social contributions for non-residents, DTA coverage in Southeast Asia, and offshore investment structuring for Romanian nationals.
Read guide →Find a financial adviser by city
Cross-border wealth management for European expats in Southeast Asia and the Gulf. Regulatory environment, what to look for in an adviser, and how Bratu Capital operates in each jurisdiction.
Financial Adviser in Kuala Lumpur
Where Bratu Capital is based: who we advise in Kuala Lumpur, Malaysia's territorial tax, why a UK pension cannot move to a Malaysian scheme, and our fees and regulation in full.
Read guide → 🇦🇪Financial Adviser in Dubai
UAE zero income tax environment, QROPS suitability for Dubai-based expats, UAE-domiciled vs offshore investment structures, and DFSA regulatory framework.
Read guide → 🇶🇦Financial Adviser in Qatar
Qatar zero income tax, QROPS for Qatar-based expats, UK pension transfer considerations, and cross-border structuring for European professionals in oil and gas.
Read guide → 🇸🇦Financial Adviser in Riyadh
Saudi Arabia zero income tax for expats, GOSI contributions, QROPS suitability, offshore investment structuring, and pension planning for Gulf-based European professionals.
Read guide →