Departures · London → anywhere · October 2026 rates

How much would moving abroad save you?

Dubai, Riyadh and Doha charge no income tax on a salary. Spain taxes a newly arrived executive at a flat 24% up to €600,000. Cyprus exempts half of a newcomer's pay for 17 years. Put in your salary and see what you would keep in 18 cities.

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MOVING COULD SAVE YOU

PER YEAR

Best route: 🇸🇦 Riyadh, 0.0% total tax vs 37.9% in London. Over 10 years that is £493K. Invested each year at an assumed 5%, it would grow to £620K.

DEPARTURESBRATU CAPITAL · TAKE-HOME PAY, 2026
LONDON 37.9% £80,686 HOME - HOME
RIYADH 0.0% £130,000 +£49,314 IQAMA LAST CALL
DOHA 0.0% £130,000 +£49,314 QATAR ID BOARDING
DUBAI 0.0% £129,974 +£49,288 WORK VISA BOARDING
SINGAPORE 11.3% £115,364 +£34,678 EMPL PASS BOARDING
LIMASSOL 14.3% £111,355 +£30,668 EU · FREE BOARDING
HONG KONG 14.9% £110,570 +£29,884 GEP VISA BOARDING
MILAN 23.6% £99,309 +£18,623 EU · FREE BOARDING
KUALA LUMPUR 25.0% £97,453 +£16,767 EMPL PASS BOARDING
BANGKOK 25.8% £96,476 +£15,789 NON-B BOARDING
MADRID 26.7% £95,250 +£14,564 EU · FREE BOARDING
AMSTERDAM 27.0% £94,891 +£14,205 EU · FREE BOARDING
MANILA 29.8% £91,309 +£10,623 9G + AEP BOARDING
PARIS 40.1% £77,828 -£2,858 EU · FREE TURN BACK
DUBLIN 41.3% £76,298 -£4,388 CTA · FREE TURN BACK
BUCHAREST 41.5% £76,050 -£4,636 EU · FREE TURN BACK
BERLIN 43.5% £73,486 -£7,201 EU · FREE TURN BACK
LISBON 47.2% £68,613 -£12,073 EU · FREE TURN BACK
LAST CALLbiggest saving BOARDINGyou keep more DELAYEDbarely worth it TURN BACKyou keep less

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Three images built from your numbers. The boarding pass uses the destination you picked.

DEPARTURES £130K SALARY · SOLO · 2026 London ranks 13th out of 18. WHAT A £130K SALARY KEEPS, AFTER TAX AND SOCIAL CHARGES 1RUHRIYADH£130,0000.0% TAX2DOHDOHA£130,0000.0% TAX3DXBDUBAI£129,9740.0% TAX4SINSINGAPORE£115,36411.3% TAX5LCALIMASSOL£111,35514.3% TAX6HKGHONG KONG£110,57014.9% TAX7MXPMILAN£99,30923.6% TAX8KULKUALA LUMPUR£97,45325.0% TAX9BKKBANGKOK£96,47625.8% TAX10MADMADRID£95,25026.7% TAX11AMSAMSTERDAM£94,89127.0% TAX12MNLMANILA£91,30929.8% TAX13LHRLONDON£80,68637.9% TAX14CDGPARIS£77,82840.1% TAX15DUBDUBLIN£76,29841.3% TAX16OTPBUCHAREST£76,05041.5% TAX17BERBERLIN£73,48643.5% TAX18LISLISBON£68,61347.2% TAX Riyadh keeps £49K more. Every year. LOCAL HIRE · INCOME TAX + EMPLOYEE SOCIALOCTOBER 2026 RATES · NOT TAX ADVICE RUN YOUR NUMBERS BRATUCAPITAL.COM/DEPARTURES
Ranking poster1080 × 1350, for LinkedIn and Instagram
DEPARTURES £130K SALARY · SOLO · 2026 BOARDING PASS · DEPARTURES LAST CALL LHR RUH London Riyadh TOTAL TAX 0.0%vs 37.9% in LHRYOU KEEP / YR £130,000VS LHR / YR +£49,314OVER 10 YEARS +£493K No income tax on salary from Saudi employment, and no employee socialcontribution for non-Saudis. ENTRY TICKET Work visa + iqama Iqama fees. Usually paid by theemployer. TIMELINE PAYS BACK IN Employer-led Day one SEAT 1A £130K SALARY Moving to Riyadh would save me £49,314 a year. BRATUCAPITAL.COM/DEPARTURES
Boarding pass1200 × 630, for LinkedIn and X
DEPARTURES £130K SALARY · SOLO · 2026 London ranks 13th of 18. WHAT A £130K SALARY KEEPS, AFTER TAX AND SOCIAL CHARGES 1RUHRIYADH£130,0000.0% TAX2DOHDOHA£130,0000.0% TAX3DXBDUBAI£129,9740.0% TAX4SINSINGAPORE£115,36411.3% TAX5LCALIMASSOL£111,35514.3% TAX6HKGHONG KONG£110,57014.9% TAX7MXPMILAN£99,30923.6% TAX8KULKUALA LUMPUR£97,45325.0% TAX9BKKBANGKOK£96,47625.8% TAX10MADMADRID£95,25026.7% TAX11AMSAMSTERDAM£94,89127.0% TAX12MNLMANILA£91,30929.8% TAX13LHRLONDON£80,68637.9% TAX14CDGPARIS£77,82840.1% TAX15DUBDUBLIN£76,29841.3% TAX16OTPBUCHAREST£76,05041.5% TAX17BERBERLIN£73,48643.5% TAX18LISLISBON£68,61347.2% TAX BOARDING PASS · DEPARTURES LAST CALL LHR RUH London Riyadh TOTAL TAX 0.0%vs 37.9% in LHRYOU KEEP / YR £130,000VS LHR / YR +£49,314OVER 10 YEARS +£493K No income tax on salary from Saudi employment, and no employeesocial contribution for non-Saudis. ENTRY TICKET Work visa + iqama Iqama fees. Usually paid bythe employer. TIMELINE PAYS BACK IN Employer-led Day one SEAT 1A £130K SALARY Riyadh keeps £49K more. Every year. RUN YOUR NUMBERS BRATUCAPITAL.COM/DEPARTURES
Board + pass story1080 × 1920, for WhatsApp and Instagram stories
BOARDING PASS · DEPARTURESLAST CALL
LHR🇬🇧 London
RUH🇸🇦 Riyadh
TOTAL TAX0.0% vs 37.9%
YOU KEEP / YR£130,000
VS LONDON / YR+£49,314
OVER 10 YEARS+£493K

No income tax on salary from Saudi employment, and no employee social contribution for non-Saudis.

ENTRY TICKET Work visa + iqama Iqama fees. Usually paid by the employer.
TIMELINEEmployer-led
PAYS BACK INDay one
SEAT 1A£130K SALARY

Where your £130K goes

Income taxSocial contributionsYou keep
🇬🇧 Londonkeep 62%
🇸🇦 Riyadhkeep 100%

LONDON

Gross salary£130,000
Income tax-£44,703
You keep£80,686

RIYADH

Gross salary£130,000
You keep£130,000

WHAT IT TAKES

  • An employer-sponsored visa and contract
  • An iqama, issued and renewed through Absher or Muqeem
  • For family: accommodation and a legalised marriage certificate

THE CATCH

Saudi Arabia charges a monthly levy for each dependant, which the board does not include. A non-Saudi builds no pension, so every riyal of retirement saving is self-built.

SOURCES

The verdict

So... are you leaving?

I'M STAYING FOR...

DEPARTURES BRATU CAPITAL · FROM LONDON £130K SALARY · SOLO Moving to Riyadh would save me £49,314 / YEAR RIYADH · 0.0% TAX VS 37.9% IN LONDON I'm staying anyway. For my family. BRATUCAPITAL.COM/DEPARTURES
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The other column

What the board does not count.

The board counts tax on a salary. The pension you leave behind, the currency you spend in and where your savings sit can change the result as much.

Your State Pension record

Years abroad can leave gaps in a UK National Insurance record. Voluntary contributions can fill some of them.

Check your State Pension

Leaving properly

Tax residency turns on days, ties and dates. Leave on the wrong day and two countries can claim the same year.

Count your residency days

The currency you spend in

A salary in a currency fixed to the US dollar, like the Qatari riyal, moves against sterling and the euro every day. So do the mortgage, school fees or retirement it pays for.

Investing across borders

Where the savings sit

US-domiciled ETFs can expose a non-US investor's estate to US estate tax above $60,000. Irish-domiciled UCITS funds do not.

Why fund domicile matters

Schools and health cover

A tax-free salary still pays international school fees and private health insurance. Price both before you compare.

Cost of living for expats

The board counts tax. A plan counts everything else.

If a move is on the table, the pension, the currency and the investment structure decide what you actually keep.

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How the maths works

Same employee everywhere: a local hire on a gross annual salary, with no bonus, equity or benefits, tax resident for the full year. A couple means a married couple with one earner and no children. We apply the employee's income tax, local surtaxes and employee social contributions for 2026. Employer costs are not counted.

Where you work now uses that country's standard rules. A destination uses the inbound regime a typical newly hired executive would get, where one exists. In the Gulf, the only employee charge included is Dubai's unemployment insurance. Saudi Arabia's dependants levy is left out. Rates are for October 2026; currencies use the ECB reference rates of 5 October 2026.

Not included: the pension and savings you leave behind, cost of living, housing, school fees, health insurance, exit taxes, and any tax your home country keeps after you leave.

This is a simplified illustration for orientation, not tax advice. Moving tax residency means moving your home and spending most of your year there.

Questions

How does Departures work out what I keep?

It takes your gross salary and applies each city's 2026 employee income tax and employee social contributions. Employer costs are left out. Where you work now uses the standard rules. Destinations use the expat regime a newly hired foreign executive would usually get, such as the Beckham law in Madrid or the 30% ruling in Amsterdam.

Why is my payslip different from the board?

The board models a plain salary with no bonus, equity, pension contributions, benefits in kind or children. Payroll withholding also runs month by month, while the board shows the full-year result. Use it to compare cities, not to check a payslip.

What does "a couple" mean here?

A married couple with one earner and no children. Some countries reward that: France splits income across two parts, Germany applies splitting, and Spain allows joint filing. The UK, the Netherlands and Romania tax the earner as if single.

Do the expat regimes apply to me?

Each has conditions. The Beckham law needs 5 years without Spanish residence. The 30% ruling needs you to have lived more than 150 km from the Dutch border. Portugal's IFICI is limited to listed roles, so the board uses standard Portuguese rates. Each boarding pass lists what it takes.

Is this tax advice?

It is a simplified illustration for orientation. Residency, timing, contracts and the pension you leave behind all change the answer, so take advice in both countries before you move.

Built by Bratu Capital. If a rate is out of date, tell us and we will fix it. Planning a retirement abroad: try Arrivals.