No income tax on salary from Saudi employment, and no employee social contribution for non-Saudis.
Departures · London → anywhere · October 2026 rates
How much would moving abroad save you?
Dubai, Riyadh and Doha charge no income tax on a salary. Spain taxes a newly arrived executive at a flat 24% up to €600,000. Cyprus exempts half of a newcomer's pay for 17 years. Put in your salary and see what you would keep in 18 cities.
MOVING COULD SAVE YOU
PER YEAR
Best route: 🇸🇦 Riyadh, 0.0% total tax vs 37.9% in London. Over 10 years that is £493K. Invested each year at an assumed 5%, it would grow to £620K.
Tap a destination to see its boarding pass.
Export the board
Take it with you.
Three images built from your numbers. The boarding pass uses the destination you picked.
Where your £130K goes
LONDON
| Gross salary | £130,000 |
| Income tax | -£44,703 |
| Employee National Insurance | -£4,611 |
| You keep | £80,686 |
RIYADH
| Gross salary | £130,000 |
| You keep | £130,000 |
WHAT IT TAKES
- An employer-sponsored visa and contract
- An iqama, issued and renewed through Absher or Muqeem
- For family: accommodation and a legalised marriage certificate
THE CATCH
Saudi Arabia charges a monthly levy for each dependant, which the board does not include. A non-Saudi builds no pension, so every riyal of retirement saving is self-built.
SOURCES
The verdict
So... are you leaving?
I'M STAYING FOR...
The other column
What the board does not count.
The board counts tax on a salary. The pension you leave behind, the currency you spend in and where your savings sit can change the result as much.
The pension you leave behind
Leave your employer and their contributions stop. The pot stays where it is until you decide what to do with it.
QROPS or SIPP: how the options compareYour State Pension record
Years abroad can leave gaps in a UK National Insurance record. Voluntary contributions can fill some of them.
Check your State PensionLeaving properly
Tax residency turns on days, ties and dates. Leave on the wrong day and two countries can claim the same year.
Count your residency daysThe currency you spend in
A salary in a currency fixed to the US dollar, like the Qatari riyal, moves against sterling and the euro every day. So do the mortgage, school fees or retirement it pays for.
Investing across bordersWhere the savings sit
US-domiciled ETFs can expose a non-US investor's estate to US estate tax above $60,000. Irish-domiciled UCITS funds do not.
Why fund domicile mattersSchools and health cover
A tax-free salary still pays international school fees and private health insurance. Price both before you compare.
Cost of living for expatsThe board counts tax. A plan counts everything else.
If a move is on the table, the pension, the currency and the investment structure decide what you actually keep.
Book a planning session 30 minutes. Video call. No commitment.How the maths works
Same employee everywhere: a local hire on a gross annual salary, with no bonus, equity or benefits, tax resident for the full year. A couple means a married couple with one earner and no children. We apply the employee's income tax, local surtaxes and employee social contributions for 2026. Employer costs are not counted.
Where you work now uses that country's standard rules. A destination uses the inbound regime a typical newly hired executive would get, where one exists. In the Gulf, the only employee charge included is Dubai's unemployment insurance. Saudi Arabia's dependants levy is left out. Rates are for October 2026; currencies use the ECB reference rates of 5 October 2026.
Not included: the pension and savings you leave behind, cost of living, housing, school fees, health insurance, exit taxes, and any tax your home country keeps after you leave.
This is a simplified illustration for orientation, not tax advice. Moving tax residency means moving your home and spending most of your year there.
Questions
How does Departures work out what I keep?
It takes your gross salary and applies each city's 2026 employee income tax and employee social contributions. Employer costs are left out. Where you work now uses the standard rules. Destinations use the expat regime a newly hired foreign executive would usually get, such as the Beckham law in Madrid or the 30% ruling in Amsterdam.
Why is my payslip different from the board?
The board models a plain salary with no bonus, equity, pension contributions, benefits in kind or children. Payroll withholding also runs month by month, while the board shows the full-year result. Use it to compare cities, not to check a payslip.
What does "a couple" mean here?
A married couple with one earner and no children. Some countries reward that: France splits income across two parts, Germany applies splitting, and Spain allows joint filing. The UK, the Netherlands and Romania tax the earner as if single.
Do the expat regimes apply to me?
Each has conditions. The Beckham law needs 5 years without Spanish residence. The 30% ruling needs you to have lived more than 150 km from the Dutch border. Portugal's IFICI is limited to listed roles, so the board uses standard Portuguese rates. Each boarding pass lists what it takes.
Is this tax advice?
It is a simplified illustration for orientation. Residency, timing, contracts and the pension you leave behind all change the answer, so take advice in both countries before you move.
Built by Bratu Capital. If a rate is out of date, tell us and we will fix it. Planning a retirement abroad: try Arrivals.